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Credit cards

TUESDAY / SEPTEMBER 20, 2016 / 9:30 AM

Help! I’m Not Ready for EMV

The MasterCard liability shift deadline for ATMs — Oct. 21 — is closing in, but by all accounts, the industry has far to go to be ready for its first EMV migration deadline.

The largest financial institutions and independent deployers have enabled their ATMs for chip card transactions, but many smaller deployers have yet to make the transition — and they could have the most to lose from post-migration card fraud.

In this session, we’ll hear from experts across the bankcard, network and ATM deployment worlds about stopgap measures deployers can take to avoid fraud or acquirer shutdown, as well as steps and timelines for achieving EMV compliance with all speed and efficiency.


Jorge Lemus | VP International Banking Payments | Scotiabank

Jorge Lemus is responsible for the overall strategic direction of Scotiabank International Banking Payments and managing all card based products and mobile payments. Before joining Scotiabank, Jorge was part of the Grupo Financiero Uno executive team as COO at Globalcard, a joint venture with Scotiabank issuing credit cards targeting the unbanked and underserved segments in Mexico. Prior to Globalcard Jorge was COO at Spira, a joint venture with Grupo Financiero Invex, creating the first non-bank credit card issuer in Mexico. Prior to that, Jorge was VP, Latin America Operations & Technology at Citibank, leading a multi-national cards initiative.

Wayne Malone | CEO | Citishare

Wayne Malone has over 25 years experience in payments with two of the world’s largest FIs: Citibank and JP Morgan Chase. Over this time, he has helped build a merchant acquiring business, launched global debit card programs, managed global ATM channels, introduced Citi ATMs at 7-Eleven, created retail bank loyalty programs (Thank You), expanded remittance initiatives, developed liabilities business strategies, helped introduce prepaid card programs around the world and is currently heading Citi’s proprietary switch network called Citishare. In addition, he continues to manage Citi’s international ATM, Debit and Consumer Prepaid businesses.

Bruce Owens | VP, North America ATM Channel | MasterCard

As VP, North America ATM Channel for the MasterCard Worldwide Global Products and Solutions organization, Bruce Owens works with global teams to advance the cash access value proposition on MasterCard credit, debit and prepaid products. Prior to his current role, he held positions overseeing operational and development teams responsible for MasterCard’s global processing network as well as industry account management assignments. Outside of MasterCard, Bruce was a partner/owner in a consulting firm that provided consulting services for telecommunications, payments and Internet. As a partner, his roles included strategy and direction setting, sales and consultancy expertise in payments and Internet.


David Tente | U.S. Executive Director | ATMIA

As US Executive Director for the ATM Industry Association, David Tente is responsible for leading ATMIA’s largest region. He also serves as co-chair of the EMV Migration Forum’s ATM Working Committee. His career has been focused on ATMs, payments, image capture, and technology licensing for more than 20 years.

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